Housing

Private Activity Bond for Developers
Home Rehabilitation Programs
Nominate Your Neighborhood for a Spring Clean up
Housing University Courses
Housing Needs & Strategies
Housing Resources

Private Activity Bond for Developers

The City of Thornton received three Letters of Interest on 04/16/2026 from developers requesting a total allocation of $10,006,374 in Private Activity Bonds (PABs) for 2026.

All Letters of Interest are currently under review, and a decision will be made after assessing which projects are best positioned to utilize the bonds. Each project will be carefully evaluated, and the final decision will be formally announced and posted.

LOIs and any additional information should be submitted by email to Housing@ThorntonCO.gov. Again, Letters of Interest were due on April 16, 2026.  The city will review the applications, and the Thornton City Council will approve the 2026 PAB assignment(s) by August 2026. 

Home Rehabilitation Programs (HRPs)

The city offers three free home rehabilitation programs - Code Compliance Assistance Program (CodeCAP), Help for Homes (H4H), and Paint-a-Thon (PAT). Residents may apply for one, two, or all three programs. The programs are funded through the U.S. Department of Housing and Urban Development (HUD)'s Community Development Block Grant (CDBG) for repairs to address health, safety, accessibility, energy efficiency, or external/yard code violations. For more information on these programs see the sections below.

General Eligibility Requirements

Applicants must meet ALL of the following criteria and provide proof of eligibility, regardless of which of the HRP they are applying to:

  • Applicant must be the property's owner and occupy the home.
  • The home must be a single-family home.
  • The home must be located within the city of Thornton boundaries.
  • Must have owned the home for over 12 months.
  • Must be current on mortgage payments or have paid off the mortgage.
  • Must be current on property tax payments.
  • Must have current homeowner's insurance. If applicable, flood insurance will be necessary.
  • The occupants of the home must be able to prove Lawful Presence in the U.S.
  • Combined household assets must be less than $100,000 in liquid assets1.
  • The home and/or the surrounding yard (depending on the applicable program(s)) must be safe and accessible2 to city staff and assigned contractors.
  • Based on the number of people living in your home, the total annual household gross income3 cannot be more than:

1 person      $72,950

2 persons    $83,400

3 persons    $93,800

4 persons    $104,200

5 persons    $112,550

6 persons    $120,900

7 persons    $129,250

8 persons    $137,550

1 Such as cash, checking and savings account balances, short-term investments, stocks, mutual funds, money market accounts, treasury bills, bonds, and Certificates of Deposit.

2 Structurally sound; repairable; safe to enter; sanitary, and free of clutter, debris, pests (including insects and rodents), hazardous and biohazardous materials. The home must be free of vicious or uncontrolled animals, illegal activities, and any other safety-related or code issues.

3 The previous 12-month pre-tax (gross) income from all members of the household 18 years or older.

If your household income exceeds the above limits or you do not meet the above outlined criteria, you may not be eligible for HRP assistance. 

For more information and to see if you are eligible, contact Community Connections at 720-977-5800 or at Housing@ThorntonCO.gov.  If you believe you are eligible for the program, please continue with the application process. 

Application Process

To apply complete the 2026 Home Rehabilitation Program Application linked below or you can pick up an application at Community Connections at 9471 Dorothy Blvd., Thornton, CO 80229.

Submit your completed application and supporting documentation. A list of required supporting documents is included in the last two pages of the application. An application is not considered complete until the application form and supporting documentation are submitted.

NOTE: Incomplete applications cannot be accepted or processed. Applicants are required to meet with a member of the Community Connections Housing Team for application and document review prior to submittal. Applications received without a Housing Team review will be placed on hold until a review can be arranged. Applicants have 21 business days from the date of submittal to respond to all document and information inquiries and requests made by city staff. If city staff do not receive a response after 21 days, the application will be considered inactive and closed.

2026 Home Rehabilitation Program Application [PDF/388KB]

Solicitud para el Programa de Rehabilitación de Vivienda 2026 [PDF/376KB]

Program personnel review the eligibility of the owner, the property, and the potential project activities through the following steps. You may receive inquiries for additional information and/or documents during this time.

a. Document review
b. Home visit by city staff
c. Environmental review
d. Approval/denial

If approved, what happens next?

a. For Help for Homes only: Brothers Redevelopment, Inc. conducts a complete home assessment to determine and prioritize repairs needed.

b. Cost estimate: includes a home visit by approved contractors to review the potential project, submission of quotes, and contractor hiring.

c. Work scope: determination of approved project activities is completed and shared with the homeowner.

d. Project completion: the Housing Team coordinates contractor scheduling and completion of work, including final inspections and documentation visit.

Housing University Courses

The city offers a wide variety free housing-related courses covering different topics including budgeting, purchasing, maintenance, remodeling, sharing and urban farming.  For more details on current class offerings and to register, see below.

Housing Needs & Strategies

Housing Need Assessments - City and Regional

In 2024, the City adopted its 2025–2029 Housing Needs Assessment, and the Denver Regional Council of Governments (DRCOG) released the Regional Housing Needs Assessment (RHNA) for the Denver metro area. Both studies highlight current housing challenges and outline strategies to address them.

By 2032, the City will need 11,500–12,000 new housing units to meet projected demand. Importantly, six out of every ten homes built must be obtainable to households earning less than 50% of the Area Median Income (AMI). Currently, <50% AMI translates to:

  • $65,200 or less for a family of four
  • $45,650 or less for a single-person household

For context and perspective, the average Social Security payment for a senior in Thornton is $24,441 per year. Older adults now represent the fastest-growing demographic in the homeless population, underscoring the urgency of addressing affordability and reducing our residents housing costs.

In August of 2025 the city accepted the DRCOG's RHNA.  The City's HNA is the primary housing assessment and the RHNA is a subordinate, supporting document.  The links are below:

Housing Resources

For housing-related resources available, review the list below.